ARIF
A fully on-chain, locally compliant peer-to-peer lending platform where users can provide credit directly to each other
Bridging the gap between traditional finance's high costs and DeFi's regulatory challenges; offering a reliable, transparent, and sustainable alternative.
Why ARIF?
Secure, transparent, and efficient credit solutions powered by blockchain technology
Secure & Transparent
All transactions are recorded on blockchain, privacy protected with ZK proofs
Fast & Low Cost
Instant transactions on RISE L2, much lower fees than traditional banking
Peer-to-Peer
Intermediary-free, direct credit exchange between users
How It Works?
Borrow or invest with simple and secure steps
For Borrowers
KYC Verification
Complete identity verification and get credit score
Income Proof
Create income and balance proof with Reclaim
Create Request
Set amount, term, and interest rate
Get Funded & Repay
Receive funding from investors and repay at maturity
For Investors
Connect Wallet
Connect your Web3 wallet
Review Requests
Evaluate requests with credit score and risk profile
Invest
Fund requests partially or fully that you like
Earn Interest
Get back principal + interest at maturity
Platform Statistics
A trusted and growing community
USDC Minting Leaderboard
Top minters on RISE L2 network
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Get Started Now
Take your place in the future of Web3. Secure, transparent, and efficient credit solutions.